New York thomson auto accident law firm Accident Law

A car accident lawyer is your advocate, making sure your side of the story is heard. The lawyer will present your case to a judge and jury, if needed and bargain with the insurance company.

Some states adhere to a traditional tort liability system and others have no fault or add on mill Valley auto accident lawyer insurance laws. In any case, there are strict time limits, commonly referred to as statutes of limitation that must be observed.

Fault

The determination of fault is a vital element of the legal insurance claims process. It may appear obvious in certain cases such as rear-end collisions. However, often it is not the case. The determination of fault is based on state laws and the specific facts of each incident. Certain states employ pure comparative negligence, where the proportion of fault you bear in an accident determines what damages you are entitled to claim.

Even if you're found to be more than 51% accountable however, you might still have a chance to collect some of your losses through supplemental coverage like MedPay or PIP policies. Additionally, certain states apply modified comparative responsibility. These laws permit injured motorists to make use of their own insurance coverage to cover expenses, even if they are found partially at fault for the accident.

Following an accident, it's common to be shaken up and to feel the need to blame the other person. This can lead to costly errors and can have a negative effect. A good lawyer can help you avoid these mistakes and provide the information you need quickly and precisely.

Damages

Damages are compensations made to compensate victims for financial losses caused by another party's negligence. This kind of compensation could be used to pay for a variety of losses, such as medical expenses as well as lost wages or income as well as damage to the vehicle. A lawyer for car accidents will scrutinize invoices, receipts, and other financial documents to accurately determine the amount of damages you're due.

Non-economic damages are more difficult to quantify and typically include intangible harms like pain and suffering. Insurance companies are known for devaluing this type of compensation. It is crucial to speak with a seasoned tort attorney to make sure that your damages have been fairly valued.

If you have suffered serious injuries or losses that exceed the policy limits in New York, you may be able to avoid the no-fault laws and sue for non-economic and economic injuries, including pain and. However, as New York is a comparative negligence state, your recovery will be reduced by the percentage of fault attributable to you. A skilled lawyer will do everything to maximize the amount of damages.

Statute of limitations

In the event of a car crash, the statute of limitations is the time frame you can sue to recover damages. Typically, it is three years however it may vary depending on the type of lawsuit and the laws of the state.

Statutes of limitations are important because they ensure that claims made in court can be investigated properly before the deadline elapses. After this time, it may be too late for witnesses, physical evidences such as debris and tire marks can disappear or get eroded and public records could be misplaced.

As time passes, witnesses also tend to forget important information. It is not reasonable to assume that witnesses could recall all the details of a crash that occurred 15 years ago. A statute of limitations also prevents plaintiffs from seeking legal action too quickly after an incident as it will unfairly prejudice a jury against them. This is why it's essential to speak with a New York car accident lawyer and start the process as soon as possible.

Insurance

All drivers in New York are required by law to carry insurance for their cars. This type of insurance is designed to cover the policyholder and their passengers for their economic losses if they are involved in an accident, regardless of who was at fault. This is referred to as no fault insurance or Personal Injury Protection (PIP).

In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type of insurance provides an amount of compensation for victims injured by an uninsured or underinsured motorist or in a hit-and-run accident. UM/UIM coverage is typically provided with a minimum of $25,000 per person or $50,000 per accident.

Bodily Injury Liability protects the policyholder in the event that they are sued by a third-party for damages, like medical bills or property damage. Third parties may also make a claim for suffering and pain if the injury was severe enough to warrant. The majority of third-party claims, however are resolved by insurance companies. A knowledgeable lawyer can assist you to recover the maximum amount of damages.

Contact an attorney

Car accidents can be stressful and expensive. From car damages to medical expenses to lost wages they can be costly. A lawyer can help identify who was responsible for the accident and seek compensation from the responsible party.

A lawyer will also ensure that your claim covers all your losses and expenses. They will take into account your future and present financial costs as in addition to physical and emotional stress. They will also take into account the effects of your injuries on your quality-of-life.

In New York, you may be able to claim compensation under your policy's uninsured motorist coverage (UM) in the event that the negligent driver was not insured, or only carried the minimum amount that is required by law. This option is discussed with an attorney.

It is important to partner with a seasoned attorney for car accidents. Their knowledge and training puts them in better position to secure you the money you need. Your attorney will let the insurance company of the defendant know that you're willing to accept the case. This often leads to an increased settlement offer.