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Identity theft and fraudulent use of personal financial records is a growing problem all over the world. In 2004, the U.S. Federal trade commission conducted a survey that indicated over 9 million consumers are victims of identity theft every 1 year. A 2003 study conducted in the british suggested that 20% associated with consumers has been subject to identity stealing. Clearly, in the English-speaking world, identity theft is an ever-greater threat to private and financial well-being.

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